FHA loan refinance opportunity.

Since I stay informed about special programs that will help my clients, I wanted to let you know about the fact that FHA has rolled out a new FHA refinance program for people that currently have FHA loans.

FHA has made it a lot easier for people to get approved for this program so if you have an FHA loan I suggest you read the bullet points below and then contact Ryan Morrow, an outstanding person and mortgage professional who can answer any questions you have about the program and determine if you qualify. Ryan Morrow can be reached at (661) 992-2216 or Ryan.Morrow@Spm1.com . 


  • Lower mortgage insurance
  • Lower interest rates, government loan rates are at all-time lows
  • Must have a current FHA loan that started prior to June 1st, 2009
  • Program starts June 11th, so call now to see if you qualify
  • You may qualify for a No-Closing-Cost loan
  • Closing costs are extremely reduced on all streamline refinances
  • Minimal documentation required
  • You may not need an appraisal
  • Your loan must be current
  • You must have made at least 6 full months of payments
  • No more than one 30 day late payment in the last 12 months, none in last 3 months
  • Second liens can remain open in some cases
  • Up to $500 cash back in some cases
Feel free to call me if you have any questions.



Best Regards,


Ryan Garza



P.S. As I am always looking to expand my business through great clients like yourself, please give my name to the next person you meet that is in need of real estate services.

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